Get Pre-Approved by an Experienced Loan Officer

Secure your next home loan with me!  I offer quick home loan pre-approvals and competitively low rates to help you compete against other buyers.

Ready to Help You

in 11 States

Being a leader in the industry is something I take great pride in. With over 22 years in the mortgage field, I have helped 1000s of clients get into their dream home or refinance their current loan. 

My knowledge and expertise in all types of home loans is exceptionally rare and unique which sets me apart from the typical loan officer.

As a Senior Home Loan Officer of Hypotec Inc, my role extends from helping my personal clients to building a team of talented loan officers. With access to all loan products at the most competitive rates, you can feel confident knowing you are in good hands.

Get Connected with a

Loan Officer

PJ Gabayan | Senior Loan Officer for Hypotec

Senior Loan Officer

NMLS ID: 237073
https://nmlsconsumeraccess.org

Pejman (P.J.) Gabayan

Why Choose

Hypotec?

At Hypotec Inc, we’re proud to offer an experienced team who’s here to work for you. Whether you’re shopping for a new home, looking to refinance your current loan or just curious about the home buying process, our dedicated loan officers are here to help you navigate the numbers. Our best in industry digital platform gives you a simple, clear experience start to finish.

Fastest Pre-Approval

Get pre-approved within minutes so you can get a head start in this competitive home buying market.

+20 Years of Experience

With decades of experience in the home loan industry, I love helping home buyers get low rate loan offers for the home they want.

Competitive Rates

I gather the largest array of wholesale and retail lenders to compete for your loan, so you get the lowest rate while I do the work.

Purchase or Refinance

Our digital technology allows access to all mortgage products, giving every client a custom tailored solution for your unique situation.

Get a Real Pre-Approval in Minutes!

Homes

We've Financed

Why Should I Get Pre-Approved for a Mortgage?

A mortgage pre-approval means a loan adviser has looked at your finances including your income, debt, assets and credit history to determine how much money you can borrow.


A Word from

My Clients

As an experienced home loan officer, I’ve proudly helped 1000s of clients get into their dream homes and refinance their current homes.

Click the button below to check out my lender profile on Zillow from clients I’ve served across the country!

Get Started with Hypotec

We’re here to help you get the rates you deserve on your next home purchase loan or refinance.  Get started by filling out the Pre-Approval form, or giving me a call directly at (818) 281-4633.